Wednesday, June 17, 2009

Traveling to save

So I haven't been blogging much because I'm in a rut. The ideas just aren't coming to me. So this one is from my friend Cian who is currently in Australia! If you have any suggestion for things to write about send me an email!

Traveling to another country to go shopping. If you live in a large country it may seem a little unrealistic. But even somewhere like the United States different parts of the US are cheaper than others. In Europe this act is common.

Flights to New York are very cheap from Dublin. The twenty something crowd loves to take a weekend shopping trip to New York. With the Euro being so much stronger than the US dollar and prices generally being lower its no wonder this is a growing fad!

An example: Recently in Dublin I saw a sign in Diesel advertising 2 t-shirts for €50, this is $69.50 USD. For these same two shirts in the US you would spend $62 (€44.60). This may not seem like a big difference. And you certainly wouldn't travel just to buy two t-shirts. But If you go ready to drop €400 things like this add up quickly.

This also means you'll be wearing something none of your other friends have. (Unless they went with you and bought the same things as you.)

Traveling to make purchases is done for more than just clothes. For minor aesthetic operations such as dental cleanings and tattoos travel to Eastern Europe. Get cheap lipo in Mexico. There are of course risks when you do things like this. Make sure that if your body is going to be worked on that they are reputable, clean and have a good history.

For many countries if you save your recepts you can get your tax back in the airport. So make sure you keep them! Even if you can't get your tax back it's a good idea to keep your recepts incase something happens to your items and you need to return them.

If you can't or don't want to leave the US you can still get some good deals just because of a lack of sales tax. Here are the states that have no sales tax or very very low sales tax:

Alaska (Though many local governments do have them. Fairbanks and Anchorage have none)
Colorado (2.9%)
Delaware
Hawaii
Montana (Some large tourist areas do have a small tax. Around 3%)
New Hampshire (No Sales Tax but they do tax meals, hotels and car rentals)
New Mexico
Oregon

Just to give you a comparison, California has a state sales tax rate of 8.25, this is the highest in the United States. Many states tax differently depending on what you're buying, be it food, clothes, or medications.


So here are my tips for shopping away from home:

  • Look for cheap flights
  • Take a lot of money
  • Have a plan of what you want
  • Go somewhere where your currency is stronger.
  • Keep your eyes open for deals
  • Know the local laws on taxes
  • Make sure you have enough luggage to carry everything you're going to buy (or buy luggage while you're there.)
  • Find out the airline's baggage rules, after all having to pay €50 just to get everything home defeats the purpose of the trip.
  • Change your money in a local bank when possible. Airports charge you insane amounts to do currency exchange, simply because they can.
  • Make sure you know the laws on bringing items back to your country. Generally fruits and meats are against the rules.

Wednesday, May 20, 2009

A Free Movement

So, I haven't blogged in a while. Been busy feeding my gaming addiction. I've known exactly what I was going to blog about, infact I have a few ideas piling up in my mind. So, it's finally time to get back to the grind.

I'm sure everyone who has ever been outside has seen them, the homeless person digging in the trash. Maybe for hidden treasures, more likely for food. Now imagine yourself digging in the trash, not out of necessity but as part of a new movement. It's called Freeganism and it seems to be gaining popularity. While at it's core it is an anti consumerism movement, I think it could become something more.

So, you may be asking yourself, what is this Freeganism? It sounds like vegan....but has the word free, so it has to be good, right? Because really, when is free ever not good? Well here it is, freegans get food, clothes, gifts, and well anything they find from the trash.

Now I'm not talking about walking through your neighborhood and digging around for scraps or things people tossed. I'm talking about going to a grocery store dumpster and diving. Stores throw away food that is nearing its sell by date. This isn't a eat by this date or else, this is just a little warning to the store that much longer and the food won't be its best quality. Especially if it goes and sits in someones pantry for a week or more. You can get things that are meant to be kept cold. Milk, cheese, I doubt you'll find any eggs intact, but who knows! While dumpster diving be sure you shop just as you would in a store. If a tomato is bruised, you don't want it. If the broccoli you found is brown, you don't want it. If your cheese is warm, you don't want it, same with milk.

Freeganism is more than just food though! Clothes, jewelry....really the list is endless. A woman I worked with in Chico was a big fan of dumpster diving. Especially at the end of the semester at the local college. She would go dumpster diving for her entire wardrobe! And a lot of the things she owned were things she had found. Many college students will throw away anything, especially when time is short and you have to move out of your dorm in a hurry. You can take this on to stores as well. Many treasures are just waiting to be discovered.

If you do decide to take on this sort of an adventure here are a few tips I've gathered from around the internet:

Go out at night or very early morning
Bring thick gloves
Bring a pocket knife
Bring bags to put your treasures in. (I suggest cloth bags)
Wash veggies, fruits and anything not packaged very well before eating
Be respectful, don't leave trash scattered around the area, clean up after yourself.

I would love to hear if any does decide to go out for a dumpster dive. This is a fascinating idea to me and I'd like to hear more personal experiences.

Monday, April 27, 2009

Overstock and Excess

Have you ever noticed every can in the store is perfect? No dents or torn labels. Thats because they won't sell them. So what happens to them? Sometimes they're donated to food banks. Sometimes small local stores will buy them and sell them for cheap. So the question is, do you pay 50 cents for a can with no label? It might be beans, it could be soup. No one knows till you open it up! As long as you're creative and up for a challenge I say buy it. These stores are fantastic resources. You can often find expensive name brand items that just didn't sell at another store. Some people are a bit snobish about these types of places. They might smell a little funny, and sure some of the shoppers haven't showered this decade but this shouldnt stop you from going there. Buy a 5 dollar chocolate bar for 30 cents. No matter how you look at it these places save you money! So find your local one and shop away!

Here are just a few I know of:

Nick's Stuff and Things in Oroville, California.
The Entire Grocery Outlet Line: Found throughout the Western United States
Lidl: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the UK

Links are posted at the right for Grocery Outlet and Lidl

Wednesday, April 22, 2009

Be green and save green

In honor of today being Earth Day I will be giving ideas on how to be environmentally friendly and save money at the same time.


Reduce: By reducing the amount you throw away each month you help lower the demand for landfills and incineration (burning, which throws all those chemicals from the waste into our air).
  • Buy items that come in containers that are reusable.
  • Buy items that are multi use. Don't buy paper plates or plastic cups.
  • BYOB - Bring Your Own Bag, Plastic bags are made from a nonrenewable resource. Bring cloth bags or plastic bags you've already used. If you must get a bag remember to recycle it or get paper.

How you save money: First and most importantly, when you throw less away you spend less on your garbage bill. You can reduce the size of your garbage can to the point where you can't even fill one. If you find you have room in your garbage can talk to a neighbor, see if you can split a can. Buying things in containers you can reuse, for instance a glass pickle jar once the pickles are gone use it to store pasta, cereal or anything else really. Buying items you can only use once is a waste. Paper plates may seem cheap but if you use them constantly instead of buying proper plates you can quickly see the cost add up. Plastic bags fill up your garbage can quickly. In some places; San Francisco, and Ireland as well as many others you are charged for plastic bags. Bringing your own you save on this cost.

Reuse: When you reuse you keep things from entering the waste removal system. And reduce the amount of waste produced.

  • Use the front of old cards for post cards or gift tags
  • Use newspaper for packaging instead of foam peanuts
  • Throw apple cores, stale bread, and other food scraps out for the animals
  • Use water from cooking veggies and showers to water plants
  • Cut up mouse pads and use under furniture to keep the floors safe
  • Cut up old carpet and use as coasters
  • Wash out Ziploc bags and use them again
  • Make pillows out of old shirts
  • Use tins to store things
  • Make a mini first aid kit from an Altoids tin
  • Make candles out of the left over wax of others
  • Yard Sales!
  • Thrift Stores!

How this saves you money: Reusing an item you've already bought saves you from buying the item again or from having to buy whatever it is you make it into. It also saves your garbage bill. Reusing water reduces your water bill. Yard sales help you save on your garbage bill and going to them saves you endlessly. You can get amazing deals on all sorts of things, the same goes for thrift stores. Remember that one man's trash is another man's treasure.



Recycle

Right, recycling isn't really like the others. It doesn't really save you money, but it can earn you money. Go to http://earth911.com/ to find out where you can recycle locally.

Here's a list of things that can be recycled:
  • Any glass
  • All paper and cardboard
  • Aluminum, including aluminum foil
  • Steel Cans
  • Plastic
  • Yard Waste
  • Motor Oil
  • Batteries
  • Aerosol Cans
  • Paint
  • Hearing Aids
  • Appliances
  • Any electronics
  • Glasses
  • Printer Cartridges

Before you load up the car find out which of these items can be recycled in your local recycling spot.

Have a lovely green day! Go plant a tree, or at least give one a hug.

Sunday, April 19, 2009

Join the Club

Around the world grocery stores offer rewards for card users. From discounts in store to collecting points towards future buys stores offer a variety of ways to pull the consumer in for more. The question is, how can you take advantage of these deals?

If your card allows you deals on certain items it is more than likely a scam. You are lead to believe that you're getting a good deal by using your card. But many times they just raise the price you would have to pay without the card to make it look like a good deal. That's not to say you shouldn't be part of the card club, you should just be aware of the normal, average price for the item. These card programs offer the best deals when you get free items. The buy three get one free sort of situation. Or even the buy one get another half off. As I said before though, be aware of the normal price of these items. This is best done using an excel sheet as I have discussed previously.

If you're lucky enough to have the type of card that awards points for loyalty USE IT! Humans are creatures of habit. We find a store we like we will continue to go there. If we are traveling we will go to the store we know and recognise before we go to the strange one we don't know about. So chances are you're spending tons of money in one store and you could be rewarded for it! These systems are very simple and straight forward, you get points for the amount of money you've spent. Then these points are given to you to spend in the store at a later date. Usually within a specified time limit. One such store that does this is Tesco. When you go to the checkout you hand the person your card, it gets scanned and for every Euro you spend you get one point. It takes 100 points to equal 1 Euro of coupon later. These coupons aren't specific to store or items, it is free money off your buy. You can opt to have these coupons mailed to you regularly (default) or they do have a Christmas saver program where they will save your points until the end of November so by the time Christmas comes around you've saved up a good chunk. Who doesn't need money that time of year.

In the end, the point is be aware of what you're buying and join all club card systems. (Unless you have to pay, but that's something for another time.) At one time or another they will help you save money.

Friday, April 17, 2009

Growing your own Green

No matter where in the world you live you can grow your own food. The amount of things you grow and the size of the plants depends entirely on how much room you have. Even if you live in an apartment and have no outdoor space of your own you can still grow many things indoors. Think about the things you cook most, or ingredients you use more than anything else. In my house the one thing we use more than anything is Spring (Green) Onion. This is something small you can grow in a window sill. Do you eat a lot of sauces and have a bit of room? Grow some tomatoes and your favorite herbs to make your own. Save jars from sauces you've bought to store your own. Freeze whatever you don't use immediately. You can buy cookbooks to help you start creating your sauces or use online recipe websites (See Links on right). Such websites are made by contributions from users. So if you find a mix you like, post it!

This isn't something that will immediately save you money, in fact in the beginning it will cost you more. But in the long run you will find its worth it. You will get healthier foods that are made specific to your taste. ENJOY!

Tuesday, April 7, 2009

Gently Used: Electronics and Gym Equipment

Gym equipment and electronics aren't found in every thrift store. They are most common in larger thrift stores. Electronics are the hardest thing to buy in a thrift store. They often don't come in the original box and rarely have any manuals with them.

Before you buy any electrical items check with an employee about testing out the item. Ask for an electrical outlet you can use. If they don't have one you run the risk of buying something that doesn't work. If this is the case and you find a deal you just can't pass up ask about a returns policy. Most thrift stores will not accept returns under any circumstance.
If you are able to use an outlet to check that all the settings work properly. Make sure there are no bare wires and that nothing smokes (Unless its supposed to smoke). Make sure there are no cracks in the item and that its structurally sound. If there is a small peice missing that is removable, for instance the stiring part of a bread maker, or a lid these things can be found for very reasonable prices online. Especially on ebay, eSpares (UK), and Spareparts.ie (Ireland)[Look for links to these sites on the right of the page]. Many owner manuals can be found online, simply google the item you've bought and many of the major companies will have the manual online in a pdf format. If its older or there are newer models the manuals may be a bit harder to find.

Buying gym equipment from a thrift store is difficult unless you know exactly what you're shopping for. If it is something that is electrical make sure that everything I said above is true. Remember that many things can be replaced, if the padding on a bench is torn or flat this can easily be fixed. If a weight is cracked it can be replaced though I would research it before buying the item. Make sure theres no rust and all parts are in working condition. Another thing to remember is how much space you have in your car and at home. Afterall if you can't haul the equipment home then you can't use it.